Difference Between Formal and Informal Letter (with Examples)
Updated
The difference between formal and informal letter in 12 points, with format tables, side-by-side examples and a short quiz.

The main difference between formal and informal letter writing lies in the reader and the purpose. A formal letter goes to an official, company, principal or editor for a work-related purpose; it has a subject line, a fixed layout, polite and impersonal language and closings such as “Yours faithfully”. An informal letter goes to a friend or relative; it has no subject, uses a warm, personal tone and closes with phrases such as “Your loving friend”.
This guide explains the differences in a 12-point table, compares the formats side by side, shows two examples on the same topic and ends with a short quiz.
Key Takeaways
- Formal letters have a subject line; informal letters do not.
- Formal letters include the receiver’s address; informal letters usually do not.
- Formal greetings: “Sir/Madam” or “Dear Mr. Rao”. Informal: “Dear Riya”.
- Formal closings: “Yours faithfully” or “Yours sincerely”. Informal: “Your loving friend”.
- Formal language is precise and impersonal; informal language is friendly and personal.
Difference Between Formal and Informal Letter: 12 Points
| # | Point | Formal letter | Informal letter |
|---|---|---|---|
| 1 | Reader | Official, principal, editor, company | Friend, family, relative |
| 2 | Purpose | Request, complaint, order, application | Share news, invite, thank, advise |
| 3 | Sender’s address | Yes | Yes |
| 4 | Receiver’s address | Yes | Usually no |
| 5 | Subject line | Yes | No |
| 6 | Salutation | Sir/Madam, Dear Mr. Rao | Dear Riya, Dear Papa |
| 7 | Tone | Polite, impersonal | Warm, personal |
| 8 | Language | Standard; no slang or contractions | Simple; contractions allowed |
| 9 | Length | Short and to the point | Can be longer |
| 10 | Structure | Fixed three-paragraph body | Flexible |
| 11 | Closing | Yours faithfully / Yours sincerely | Your loving friend / Yours affectionately |
| 12 | Signature | Full name, often with designation | First name |
Formats Side by Side
| Order | Formal letter | Informal letter |
|---|---|---|
| 1 | Sender’s address | Sender’s address |
| 2 | Date | Date |
| 3 | Receiver’s designation and address | (not needed) |
| 4 | Subject | (not needed) |
| 5 | Salutation: Sir/Madam, | Salutation: Dear Aman, |
| 6 | Body: purpose, details, request | Body: greeting, news, closing wishes |
| 7 | Yours faithfully, | Your loving friend, |
| 8 | Full name (and designation) | First name |
Greetings and closings
| Situation | Greeting | Closing |
|---|---|---|
| Formal, name unknown | Sir/Madam, | Yours faithfully, |
| Formal, name known | Dear Ms. Sharma, | Yours sincerely, |
| Student to principal | Respected Sir/Madam, | Yours obediently, |
| Friend | Dear Kabir, | Your loving friend, |
| Parent | Dear Papa, / Respected Mother, | Your loving son/daughter, |
| Younger sibling | Dear Chintu, | Your loving brother/sister, |
Same Topic, Two Letters
The best way to see the difference between formal and informal letter writing is to compare two letters about the same event. Both below are about a science exhibition.
Formal: request to the principal
45, Park Road
Lucknow
1 November 2026
The Principal
City Montessori School
Lucknow
Subject: Permission to participate in the inter-school science exhibition
Respected Madam,
I am Aarav Mishra of Class IX-B. Our team of three students has been selected for the inter-school science exhibition at Lucknow University on 15 November 2026.
We request your permission to participate and to use the school laboratory for two days to prepare our model.
Thanking you.
Yours obediently,
Aarav Mishra
Class IX-B
Informal: news to a friend
45, Park Road
Lucknow
1 November 2026
Dear Ishaan,
Guess what? Our solar water purifier has been selected for the inter-school science exhibition! We will present it at Lucknow University on 15 November.
Riya, Kabir and I are working on it every evening. I am nervous but excited. Wish us luck!
Tell me about your school’s annual day. Write soon.
Your loving friend,
Aarav
Language: Formal vs Informal
Word choice is another clear difference between formal and informal letter writing. Compare these pairs.
| Formal | Informal |
|---|---|
| I would like to inform you that… | Guess what? |
| I request you to kindly… | Can you please… |
| I am writing to complain about… | You won’t believe what happened… |
| I look forward to your response. | Write back soon! |
| Thank you for your prompt action. | Thanks a lot! |
Why the Difference Matters
Knowing the difference between formal and informal letter writing helps in exams and in daily life. In exams, format carries a mark of its own, so a subject line in a letter to a friend, or a missing receiver’s address in a complaint, costs marks. In real life, the wrong tone can create a poor impression. For example, a casual message to a bank manager may be ignored, while a stiff, formal letter to a grandparent feels cold.
Therefore, think about your reader first. If the reader is an official or someone you do not know personally, choose the formal style. If the reader is a friend or family member, choose the informal style. However, some letters sit in between, such as a thank-you note to a teacher. In such cases, keep the formal layout but allow a warmer tone.
Semi-Formal Letters
Semi-formal letters go to people you know but who hold a position, such as a teacher, a neighbour or a family friend. They use the reader’s name, a polite but friendly tone and closings such as “Yours sincerely” or “With best wishes”.
| Point | Formal | Semi-formal | Informal |
|---|---|---|---|
| Reader | Official, company | Teacher, neighbour, family friend | Friend, family |
| Greeting | Sir/Madam | Dear Mrs. Kapoor | Dear Riya |
| Subject line | Yes | Sometimes | No |
| Tone | Impersonal | Polite and warm | Personal |
| Closing | Yours faithfully | Yours sincerely | Your loving friend |
Checklist Before You Write
- Who is the reader? Decide formal, semi-formal or informal.
- Do I need a subject? Yes for formal letters; no for informal ones.
- Which greeting fits? Match it with the closing using the table above.
- Is the tone right? Remove slang from formal letters and stiffness from informal ones.
- Have I checked the difference between formal and informal letter layouts? Compare your draft with the side-by-side format table.
Types of Each Letter
| Formal letters | Informal letters |
|---|---|
| Leave application | Letter to a friend |
| Complaint letter | Letter to parents |
| Letter to the editor | Congratulation letter |
| Order and enquiry letters | Invitation to a friend |
| Job application | Thank-you letter to a relative |
| Official requests (bank, office) | Letter of advice to a sibling |
Formal and Informal Letters in Exams
| Exam | Formal letter | Informal letter |
|---|---|---|
| CBSE Class 10 | Formal letter, 100 to 120 words, 5 marks | Not tested separately |
| CBSE Class 12 | Job application or letter to the editor, 120 to 150 words, 5 marks | Informal invitation and reply, up to 50 words |
| School tests (Classes 6 to 9) | Leave, complaint, request letters | Letters to friends and family |
Check your board’s latest sample paper, because question choices can change each year.
Quick Quiz
Decide whether each letter should be formal or informal. Answers are below the list.
- A letter to your cousin describing your new school.
- A letter to the bank manager to update your mobile number.
- A letter to your grandmother thanking her for a birthday gift.
- A letter to the editor about stray dogs.
- A letter to a company about a damaged parcel.
- A letter to your friend inviting him to a cricket match.
Answers: 1 informal, 2 formal, 3 informal, 4 formal, 5 formal, 6 informal.
Common Mistakes
Students who confuse the difference between formal and informal letter styles often make these slips.
- Subject in an informal letter. Leave it out.
- “Yours faithfully” to a friend. Use a warm closing instead.
- Slang in a formal letter. Avoid “gonna”, “wanna” and emojis.
- Missing receiver’s address in a formal letter. Always include it.
Related Guides
For detailed rules, read our formal letter writing and informal letter format guides. Practise with write a letter to your friend and complaint letter class 10. Hindi students can read औपचारिक पत्र and अनौपचारिक पत्र.
Frequently Asked Questions
What is the main difference between formal and informal letter writing?
A formal letter is written to an official or organisation for a work-related purpose and follows a fixed format with a subject. An informal letter is written to friends or family in a personal tone without a subject.
Does an informal letter have a subject?
No. Only formal letters have a subject line.
Which closing is used in a formal letter?
“Yours faithfully” when you begin with “Sir/Madam”, and “Yours sincerely” when you address the reader by name. Students writing to the principal often use “Yours obediently”.
Is the receiver’s address written in an informal letter?
Usually not. Informal letters start with your address and the date, then the greeting.
Can I use contractions in a formal letter?
It is better to avoid them. Write “I am” and “do not” instead of “I’m” and “don’t”.
Is a letter to a teacher formal or informal?
It is usually formal, especially for requests such as leave or permission.
What is a semi-formal letter?
It is a letter to someone you know who holds a position, such as a teacher or neighbour. It uses the reader’s name, a polite but warm tone and a closing such as “Yours sincerely”.
Remember the Key Points
Before you write, ask two questions: who will read it, and why? The answer tells you the difference between formal and informal letter style for that task. More formats are in our school letters section.
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