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Difference Between Formal and Informal Letter (with Examples)

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The difference between formal and informal letter in 12 points, with format tables, side-by-side examples and a short quiz.

Difference between formal and informal letter with examples

The main difference between formal and informal letter writing lies in the reader and the purpose. A formal letter goes to an official, company, principal or editor for a work-related purpose; it has a subject line, a fixed layout, polite and impersonal language and closings such as “Yours faithfully”. An informal letter goes to a friend or relative; it has no subject, uses a warm, personal tone and closes with phrases such as “Your loving friend”.

This guide explains the differences in a 12-point table, compares the formats side by side, shows two examples on the same topic and ends with a short quiz.

Key Takeaways

  • Formal letters have a subject line; informal letters do not.
  • Formal letters include the receiver’s address; informal letters usually do not.
  • Formal greetings: “Sir/Madam” or “Dear Mr. Rao”. Informal: “Dear Riya”.
  • Formal closings: “Yours faithfully” or “Yours sincerely”. Informal: “Your loving friend”.
  • Formal language is precise and impersonal; informal language is friendly and personal.

Difference Between Formal and Informal Letter: 12 Points

#PointFormal letterInformal letter
1ReaderOfficial, principal, editor, companyFriend, family, relative
2PurposeRequest, complaint, order, applicationShare news, invite, thank, advise
3Sender’s addressYesYes
4Receiver’s addressYesUsually no
5Subject lineYesNo
6SalutationSir/Madam, Dear Mr. RaoDear Riya, Dear Papa
7TonePolite, impersonalWarm, personal
8LanguageStandard; no slang or contractionsSimple; contractions allowed
9LengthShort and to the pointCan be longer
10StructureFixed three-paragraph bodyFlexible
11ClosingYours faithfully / Yours sincerelyYour loving friend / Yours affectionately
12SignatureFull name, often with designationFirst name
Difference between formal and informal letter

Formats Side by Side

OrderFormal letterInformal letter
1Sender’s addressSender’s address
2DateDate
3Receiver’s designation and address(not needed)
4Subject(not needed)
5Salutation: Sir/Madam,Salutation: Dear Aman,
6Body: purpose, details, requestBody: greeting, news, closing wishes
7Yours faithfully,Your loving friend,
8Full name (and designation)First name
Formal and informal letter formats compared

Greetings and closings

SituationGreetingClosing
Formal, name unknownSir/Madam,Yours faithfully,
Formal, name knownDear Ms. Sharma,Yours sincerely,
Student to principalRespected Sir/Madam,Yours obediently,
FriendDear Kabir,Your loving friend,
ParentDear Papa, / Respected Mother,Your loving son/daughter,
Younger siblingDear Chintu,Your loving brother/sister,
Greetings and closings: formal vs informal

Same Topic, Two Letters

The best way to see the difference between formal and informal letter writing is to compare two letters about the same event. Both below are about a science exhibition.

Formal: request to the principal

45, Park Road
Lucknow

1 November 2026

The Principal
City Montessori School
Lucknow

Subject: Permission to participate in the inter-school science exhibition

Respected Madam,

I am Aarav Mishra of Class IX-B. Our team of three students has been selected for the inter-school science exhibition at Lucknow University on 15 November 2026.

We request your permission to participate and to use the school laboratory for two days to prepare our model.

Thanking you.
Yours obediently,
Aarav Mishra
Class IX-B

Informal: news to a friend

45, Park Road
Lucknow

1 November 2026

Dear Ishaan,

Guess what? Our solar water purifier has been selected for the inter-school science exhibition! We will present it at Lucknow University on 15 November.

Riya, Kabir and I are working on it every evening. I am nervous but excited. Wish us luck!

Tell me about your school’s annual day. Write soon.

Your loving friend,
Aarav

Language: Formal vs Informal

Word choice is another clear difference between formal and informal letter writing. Compare these pairs.

FormalInformal
I would like to inform you that…Guess what?
I request you to kindly…Can you please…
I am writing to complain about…You won’t believe what happened…
I look forward to your response.Write back soon!
Thank you for your prompt action.Thanks a lot!
Formal and informal phrases

Why the Difference Matters

Knowing the difference between formal and informal letter writing helps in exams and in daily life. In exams, format carries a mark of its own, so a subject line in a letter to a friend, or a missing receiver’s address in a complaint, costs marks. In real life, the wrong tone can create a poor impression. For example, a casual message to a bank manager may be ignored, while a stiff, formal letter to a grandparent feels cold.

Therefore, think about your reader first. If the reader is an official or someone you do not know personally, choose the formal style. If the reader is a friend or family member, choose the informal style. However, some letters sit in between, such as a thank-you note to a teacher. In such cases, keep the formal layout but allow a warmer tone.

Semi-Formal Letters

Semi-formal letters go to people you know but who hold a position, such as a teacher, a neighbour or a family friend. They use the reader’s name, a polite but friendly tone and closings such as “Yours sincerely” or “With best wishes”.

PointFormalSemi-formalInformal
ReaderOfficial, companyTeacher, neighbour, family friendFriend, family
GreetingSir/MadamDear Mrs. KapoorDear Riya
Subject lineYesSometimesNo
ToneImpersonalPolite and warmPersonal
ClosingYours faithfullyYours sincerelyYour loving friend
Formal, semi-formal and informal letters

Checklist Before You Write

  1. Who is the reader? Decide formal, semi-formal or informal.
  2. Do I need a subject? Yes for formal letters; no for informal ones.
  3. Which greeting fits? Match it with the closing using the table above.
  4. Is the tone right? Remove slang from formal letters and stiffness from informal ones.
  5. Have I checked the difference between formal and informal letter layouts? Compare your draft with the side-by-side format table.

Types of Each Letter

Formal lettersInformal letters
Leave applicationLetter to a friend
Complaint letterLetter to parents
Letter to the editorCongratulation letter
Order and enquiry lettersInvitation to a friend
Job applicationThank-you letter to a relative
Official requests (bank, office)Letter of advice to a sibling
Types of formal and informal letters

Formal and Informal Letters in Exams

ExamFormal letterInformal letter
CBSE Class 10Formal letter, 100 to 120 words, 5 marksNot tested separately
CBSE Class 12Job application or letter to the editor, 120 to 150 words, 5 marksInformal invitation and reply, up to 50 words
School tests (Classes 6 to 9)Leave, complaint, request lettersLetters to friends and family
Where each letter type appears

Check your board’s latest sample paper, because question choices can change each year.

Quick Quiz

Decide whether each letter should be formal or informal. Answers are below the list.

  1. A letter to your cousin describing your new school.
  2. A letter to the bank manager to update your mobile number.
  3. A letter to your grandmother thanking her for a birthday gift.
  4. A letter to the editor about stray dogs.
  5. A letter to a company about a damaged parcel.
  6. A letter to your friend inviting him to a cricket match.

Answers: 1 informal, 2 formal, 3 informal, 4 formal, 5 formal, 6 informal.

Common Mistakes

Students who confuse the difference between formal and informal letter styles often make these slips.

  • Subject in an informal letter. Leave it out.
  • “Yours faithfully” to a friend. Use a warm closing instead.
  • Slang in a formal letter. Avoid “gonna”, “wanna” and emojis.
  • Missing receiver’s address in a formal letter. Always include it.

Related Guides

For detailed rules, read our formal letter writing and informal letter format guides. Practise with write a letter to your friend and complaint letter class 10. Hindi students can read औपचारिक पत्र and अनौपचारिक पत्र.

Frequently Asked Questions

What is the main difference between formal and informal letter writing?

A formal letter is written to an official or organisation for a work-related purpose and follows a fixed format with a subject. An informal letter is written to friends or family in a personal tone without a subject.

Does an informal letter have a subject?

No. Only formal letters have a subject line.

Which closing is used in a formal letter?

“Yours faithfully” when you begin with “Sir/Madam”, and “Yours sincerely” when you address the reader by name. Students writing to the principal often use “Yours obediently”.

Is the receiver’s address written in an informal letter?

Usually not. Informal letters start with your address and the date, then the greeting.

Can I use contractions in a formal letter?

It is better to avoid them. Write “I am” and “do not” instead of “I’m” and “don’t”.

Is a letter to a teacher formal or informal?

It is usually formal, especially for requests such as leave or permission.

What is a semi-formal letter?

It is a letter to someone you know who holds a position, such as a teacher or neighbour. It uses the reader’s name, a polite but warm tone and a closing such as “Yours sincerely”.

Remember the Key Points

Before you write, ask two questions: who will read it, and why? The answer tells you the difference between formal and informal letter style for that task. More formats are in our school letters section.

Related letters